Hello Ben
I think you've got a few things mixed up (correct me if I'm wrong).
To receive your monthly commissions you must have earned at least $10. There are different minimum earning requirements for each payment method. If you have chosen to receive your monthly commission through PayPal or AlertPay, the minimum is $10. Receiving commissions through Check is $25 and through Bank Wire (money goes straight into your bank account), $50.
The bonus referral program is not related to your commissions in any way. What you get from the bonus referral program is "bonus money". You still need to complete some tasks before you are able to participate in the bonus referral program, whether you have Premium membership or not, see:
GDI Bonus Referral Program Requirements You do not get $200 for bringing in 5 people, that would take 10 people. You will receive $100 for 5 people, but again you can only participate in this bonus program once you have completed the tasks listed in the link above.
You do NOT have to meet the minimum payout for your payment method with the bonus referral program, so you will not have to get 10 people to receive your bonus money.
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