I didn't know where these were! I'm glad I found the template landing page url although I'll only be using the one with the nice family!

are there any others that are more down to earth... and not based on fast cars or bikini clad women?

How about something for the babyboomer generation that is about to retire or those who have retired and so it doesn't make it sound like they'll be in the money overnite?

just an idea!
Beth

Thanks Chip,

I'm getting this pdf now. It should be real helpful.

Beth