Retired American living in Pangasinan.  This looks interesting.  First question is, how do Filipinos pay for joining?  I have a US-based Visa Card so it is easy for me but I'm wondering how Filipinos deal with this since local Visa Cards are based on Pesos.  Is a dollar-based Visa Card needed or is there a way to get one in the Philippines?  Is this a problem?  Otherwise, GDI looks first class from what I have seen so far.